Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It’s important to anticipate the steps required to successfully achieve your housing goal and to build a plan of action that gets you there.
Before you can build a plan of action, take the time to lay the groundwork for your decision-making process.
First, ask yourself how much you can afford to pay for a home. If you’re not sure on the price range, find a lender and get pre-approved. Pre-approval will let you know how much you can afford, allowing you to look for homes in your price range. Getting pre-approved also helps you to alleviate some of the anxieties that come with home buying. You know exactly what you qualify for and at what rate, you know how large your monthly mortgage payments will be, and you know how much you will have for a down payment. Once you are pre-approved, you avoid the frustration of finding homes that you think are perfect, but are not in your price range.
Second, ask yourself where you want to live and what the best location for you and/or your family is. Things to consider:
convenience for all family members
proximity to work, school
crime rate of neighborhood
types of homes in neighborhood, for example condos, town homes, co-ops, newly constructed homes etc.
We are Dick Stanton Real Estate in Vernon, New York and We're a 'Hands-on Realtor'. We believe in serving our clients by being courteous, professional and knowledgeable. We work closely with You, and all who have a voice in the Real Estate World. They include other Realtors, Attorneys, Financial Institutions, Home Inspectors, Contractors, Appraisers, Surveyors, Code Officers, Well inspectors, Septic Inspectors, Radon Testers and Mitigation personnel. We are your personal contact, not a computer voice. We are proud of the work we do everyday by staying close to our clients and contacts. You have a real person to talk to and so do we. That's us, a 'Hands-on Realtor'. We are Dick Stanton Real Estate in Vernon, New York. I am Richard Stanton, The NYS Licensed Real Estate Principal Broker, Owner and Founder of Dick Stanton Real Estate with 30 years experience in the Real Estate World. Please feel free to contact us anytime.