By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.
It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.
Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.
Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:
What type of market are you in? Are the interest rates falling or rising?
Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
Dick Stanton Real Estate
5214 West Seneca Turnpike
P.O Box 515, Vernon, NY 13476
Phone: 315-829-2900, Fax: 315-829-4901
Email: DkStanRe@twcny.rr.com Owner-Principal Broker: Richard Stanton
Dick Stanton Real Estate
5214 West Seneca Turnpike, Vernon, NY 13476
Phone: 315-829-2900. Fax 315-829-4901
Principal Broker/Owner: Richard Stanton
We are Dick Stanton Real Estate in Vernon, New York and We are a 'Hands-on Realtor'. By that I mean... We believe in serving our clients by being courtesy, professional and knowledgeable. We work closely with You, and all who have a voice in the Real Estate World. They include other Realtors, Attorneys, Financial Institutions, Home Inspectors, Contractors, Appraisers, Surveyors, Code Officers, Well inspectors, Septic Inspectors, Radon Testers and Mitigation personnel. We work especially hard and closely for you. We are your personal contact, not a computer voice. We are proud of the work we do everyday by staying close to our clients and contacts. You have a real person to talk to and so do we. That's us, a 'Hands-on Realtor'. We are Dick Stanton Real Estate in Vernon, New York. I am Richard Stanton, The NYS Licensed Real Estate Principal Broker, Owner and Founder of Dick Stanton Real Estate with 30 years experience in the Real Estate World. Please feel free to contact us anytime.
Richard Stanton 315-264-1291 Mobile. 315-829-2900 Office. 315-829-4901 Fax. firstname.lastname@example.org. Email. Donald Stanton315-264-9369 Mobile. Mike McNaughton315-264-3081 Mobile. Maria Stanton 315-264-3727 Mobile. Sandra Stanton315-264-1293 Mobile. Thank you.